Uniform Commercial Code FAQs

Contents
Acceptable characters
Agistor's liens
Certified copies & searches
Child support liens
Colorado Housing and Finance Authority (CHFA) liens
Continuations
County codes
Definitions
Ending noise words
Farm product codes
Federal/State tax liens
Filing
General lien questions
Harvester's liens
Hospital liens
Master list
Payment
Privacy and redaction
Restitution liens
Searching
Spurious and fraudulent liens
Termination
User accounts

 

Continuations

Q1. What does continue a filing mean?

A1. See the definitions.

 

Q2. When do filings expire?

A2.  UCC Financing Statements:

  • Most filings are effective for five years. For example, if you file on May 1, 2020, then the filing will expire (lapse) on May 1, 2025.
  • If the debtor is a transmitting utility, the record is effective until a termination is filed.
  • If the filing is connected to a manufactured home transaction, the record is in effect for 30 years.

Effective Financing Statements:

  • Filings are effective for five years. For example, if you file on May 1, 2020, then the filing will expire (lapse) on May 1, 2025.

Hospital, Agistor's, Harvester's, and Colorado Housing and Financing Authority (CHFA) liens:

  • The lien is effective until a termination is filed. 

Restitution and child support liens:

  • The lien is effective for 12 years or until terminated. These liens can be continued for additional 12-year periods.

Federal Tax liens:

  • The lien is effective until the IRS releases it.

 

Q3. When can I continue a filing?

A3. UCC and Effective Financing Statements can be continued during the last six months of their effective period. For example, if a filing will lapse (expire) on 7/31/2020, a continuation could be filed between 1/31/2020 and 11:59 PM on 7/31/2020.

The following liens can be continued at any time:

  • Agistor's
  • Child support
  • Colorado Housing and Finance Authority (CHFA)
  • Harvester's
  • Hospital
  • Restitution 

 

Q4. How do I continue a filing?

A4.  To continue a filing:

  • Go to the UCC filing system.
  • Click on "Amend an existing record".
  • Enter the Document # and select Search
  • Confirm whether or not you have the right record
  • Mark the box next to Continuation
  • Continue the filing through payment

For help filing a continuation, see the amendment instructions.

 

Q5. I tried to file a continuation, but I don't see that option under "Amendment Type(s)". What's happening?

A5.  There are several reasons why a "Continuation" may not be an available option.

  • The filing is already expired,
  • You are trying to file a continuation outside of the six month continuation window, or
  • The filing doesn't need to be continued because it doesn't have a lapse (expiration) date.

 

Q6. How can I tell if a filing has lapsed (expired)?

A6. To find a lapse date:

  • Go to the UCC filing system.
  • Search for the record by debtor name, secured party, or document #.
  • On the search results page, you will see the lapse date at the end of each row when applicable.

Lapse dates will also be listed on search reports.

 

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