|Purpose/Objective of Rule
||The 2013 floods that affected seventeen Colorado counties caused significant losses and damages to Colorado consumers. The Division is aware that property may be inaccessible and unoccupied while roads, bridges, utilities and other infrastructure in Colorado communities was or is being repaired. The purpose of this Regulation is to provide a rule to protect the affected consumers by prohibiting certain adverse actions during the recovery period. The Division of Insurance (Division) finds, pursuant to § 24-4-103(6)(a), C.R.S., that immediate adoption of this regulation is imperatively necessary to ensure that Colorado consumers are protected from adverse actions for subsequent claim occurrences related to property that was or is inaccessible because of the 2013 flooding in Colorado . Therefore, compliance with the requirements of § 24-4-103, C.R.S., would be contrary to the public interest.